DolFin
Get the app

Stop wasting money after payday.

€2,500 hits your account. Two weeks later, gone. Upload one bank statement and the Money Leak Audit shows exactly where it leaks — forgotten subscriptions, delivery creep, quiet bank fees.

Download on theApp Store

iPhone first. On Android? Get notified at launch.

  • No card to start
  • No bank login
  • Ready in about 3 minutes

Budgeting by hand falls apart in a week.

It's not a discipline problem. Your money is split across contracts, subscriptions, fees, and delivery habits that are miserable to log by hand, so the budget slips and you quit. DolFin reads it from one statement instead.

  • Daily logging dies by day four.Rent, groceries, Lieferando, and weekend spending pile up faster than the habit can keep.
  • DACH money is mostly recurring contracts.Phone plans, insurance, bank fees, and gym memberships need a review list, not another blank budget category.
  • DolFin starts from one statement export.Upload a PDF or CSV and it surfaces recurring charges, spikes, and leaks, so you decide what to cancel or renegotiate.
Start your free audit Built for Austria & Germany first
9:41
Money Leak Audit
DACH spending audit
€234.50 /mo
≈ €2814 a year you could realistically capture
Contract reviews €234.50
132 rows · 6 mo · 2 open · 5 done
Contract reviews 3

Utilities, insurance, mobile, internet, and banking fees with AI-ready review prompts.

Insurance Review · High confidence Planned €30 Save / mo of €150
Subscriptions Review · Medium confidence €184.50 Save / mo of €205
Gym Review · High confidence €20 Save / mo of €100
9:41
Review Import Detected: Raiffeisen CC
6 new 6 selected
Merchants6 Transfers0

Purchases, subscriptions, and payments to businesses

Select all new Deselect all
🛒 Interspar2 Jun · Groceries +€65.18New
🎬 Netflix3 Jun · Entertainment +€14.99New
🛒 Hofer6 Jun · Groceries +€74.83New
🚗 Bolt9 Jun · Transport +€38.60New
🎧 Spotify12 Jun · Entertainment +€11.99New
🏠 Rent14 Jun · Housing +€750.00New
6 selected €955.59
Import (6)

See every subscription you forgot you had.

DolFin pulls renewals, contracts, and quiet monthly charges out of your statement, so you don't scroll 300 rows by hand. You get a short list of what to cancel, compare, or keep, with each renewal date attached.

Start your free audit
9:41
Track This month
Import
This month €1.296,00 total spent
Today €0,00
vs May €263 17% less
Breakdown Recurring
By Category
Rent €750,00 58%
Home Track Explore Profile

See where the money actually goes.

The Track screen sorts every expense by category, day by day, so delivery creep, weekend spikes, and quietly repeating fees surface on their own. Import a statement or add the odd cash spend by hand. No receipts to keep.

Start your free audit
9:41
Money Leak Audit
Insurance Review · High confidence Planned €30 Save / mo of €150
Tracked at €150.00 per month. This is a contract review, not automatic waste.
1 hits · 6 mo Planned 2026-06-12
Audit proof
Tracked plan€150.00 / mo
CategoryInsurance
Confidencehigh
Next steps
1Identify the policy type and renewal date.
2Check whether coverage still matches your life situation.
3Compare alternatives before cancelling or reducing coverage.
Have ready
Policy type Coverage amount Renewal date Deductible
Do not cancel mandatory or important insurance before replacement coverage is active.

Know exactly what to do next.

DolFin ranks each leak by what it costs you and hands you the move: cancel, reduce, review, or renegotiate. For Austrian and German providers, it even drafts the cancellation message for you.

Start your free audit
Why you can trust DolFin

A money app you don't have to hand your bank login to.

DolFin is new and built in the open for Austria and Germany. No inflated review counts, no borrowed logos — just the things that make it safe to try.

No bank login, ever

You upload one PDF or CSV statement. DolFin never connects to your bank or asks for online-banking credentials.

Privacy-first by design

DolFin does not sell your personal data — it’s in the policy — and you can delete everything any time.

Made for Austria & Germany

Recurring contracts, bank fees, mobile plans and local cancellation steps — not a translated US budgeting template.

22 lessons, free to start

All of Shallow Waters is free, with Finn as your money coach. Try the full upload-to-audit flow before you pay anything.

“I kept earning more and still ending each month with nothing left. The leaks were never in one place — so I built DolFin to line them up from a single statement. You're early, and your feedback shapes what comes next.”
Maxim·Founder, building DolFin in public
No card to start No data sold Delete your data any time About 3 minutes, one statement

Want the fine print? Read the privacy policy or see the delete-account path.

Once the leaks are fixed, learn to keep the money.

Most money apps feel like homework, so you quit. DolFin's lessons don't. Twenty-two short lessons take you from your first emergency fund to building real wealth, across four ocean depths, with Finn keeping it human the whole way.

9:41
DolFinExplore 45%
Lessons for understanding your money audit 10 of 22 lessons
Budgeting Basics island Budgeting Basics 5 lessons
5/5
Money and Credit island Finn the dolphin marking your current island Money & Credit 7 lessons
Home Track Explore Profile
Shallow Waters Budgeting basics

Income, expenses, needs versus wants, and your first emergency fund.

Free
Coral Reef Money & credit

Net worth, credit scores, banking, debt, and automating your savings.

Pro
Open Ocean Investing 101

Compound interest, ETFs, managing risk, and the main asset classes.

Pro
The Deep Building wealth

Brokerage setup, income streams, real estate, and financial independence.

Pro
22 lessons. All of Shallow Waters is free. Start free with Finn

Free finds the leaks. Pro shows you the receipts.

Run a free Money Leak preview from one statement. Upgrade when you want the exact merchants, the amounts, and a plan for what to do about them.

Free

€0no card

See the leaks for yourself before you decide if Pro is worth it.

  • Your Money Leak previewUpload one statement and see the count of subscriptions, recurring charges, and fee patterns DolFin found.
  • Spending at a glanceA plain snapshot of where the money went, and the signals worth reviewing first.
  • Shallow Waters lessonsAll of tier one: income, expenses, needs versus wants, and your first emergency fund.
  • The whole flow, end to endWalk the upload-to-audit path with nothing held back.
Start free
Best value

DolFin Pro

€49.99per year — about €4.17/mo

Everything in Free, plus the tools that turn your statement into a plan you'll actually follow.

  • The full Money Leak Audit Every recurring charge, fee, and subscription with the merchant, the amount, and why it got flagged.
  • Saved imports and month-to-month analysis Keep your audit history, compare months, and catch the changes that are impossible to spot by hand.
  • All 22 lessons, every ocean depth From Coral Reef to The Deep: credit, investing, and building real wealth, guided by Finn.
Get DolFin Pro

Your salary's not the problem. The leaks are.

One statement, about three minutes, no bank login. Run your free audit, then let Finn turn the first fix into a small win.

Quick answers before you upload anything.

Is DolFin a bank?

No. DolFin is an educational money audit and lessons app. It is not a bank, payment account, investment advisor, tax advisor, or legal advisor.

Is my bank statement safe?

DolFin never asks for your bank login. You choose one PDF or CSV to upload, it is analyzed to build your audit, and you can delete it — along with your whole account — whenever you want.

Do I need to track expenses every day?

No. The Money Leak Audit starts from a statement export. Manual tracking and lessons can help later, but the first step is not logging every coffee.

Does DolFin work in Austria and Germany?

DolFin is built for young Europeans, especially Austria and Germany. The app includes DACH-focused recurring-cost and provider review logic.

Can I delete my data?

Yes. DolFin provides a delete-account path and privacy contact at support@dolfinapp.org. See the privacy policy and delete-account page for details.

Is this financial advice?

No. DolFin shows possible leaks, educational content, and actions to consider. You decide what to change, cancel, reduce, or review.

Ready when you are — get your free audit on the App Store.