DolFinSay a number before anything gets read
DolFin asks what you think leaves your account every month for recurring things. You are allowed to be wrong. That is sort of the point.
You're not bad with money. You just can't see where it goes.
DolFin reads a bank statement you export yourself and shows every payment that quietly repeats each month. No bank login, ever.
What you get free • iPhone only • No card needed
The guess
Say a number before anything gets read
Before DolFin shows you anything, it asks what you think leaves your account every month for recurring things. You are allowed to be wrong. That is sort of the point.
See what happens next
The uploadNo login
A file you export yourself, and nothing else
Your bank already has the export button. DolFin shows you where it is on your own bank's site, step by step, and then you hand over the file. That is the whole connection.
See the banks covered
The reveal
What you guessed, next to what was in your file
Two bars. The one you typed at the start, and the one read from your statement. Most people guess low, because the payments were never visible in one place.
Look at the exampleRecurring per month, observed
0,00 EUR
Your report
One page of what repeats, yours to keep
Not a budget. A single list of the money already committed each month, with names and real amounts, sorted into what you are keeping and what you are not.
See what is free
Built for people whose salary lands and then quietly vanishes
01
No system at all
You do not track consistently. The money arrives and two weeks later it is mostly gone.
02
Subscription creep
Small recurring charges piled up one at a time and nobody ever put them on one page.
03
Lifestyle creep
Food, shopping and convenience grew with your income. You want control without austerity.
04
Putting off investing
You believe you should invest. You cannot see the surplus, so you never start.
05
Careful with your data
You refuse Open Banking and anything that asks for a bank login. Correctly.
You keep looking at the wrong 90 percent
Your statement mixes one-off spending with money that is already spoken for. Three steps, about two minutes, and the layer underneath comes out.
Export a statement yourself, and upload it
Your bank already has the export button. DolFin shows you where it is on your own bank, step by step. Then you hand over the file. That is the whole connection.
The same charge, in the same place, three months running
A payment has to repeat before anyone can call it recurring. DolFin lines the months up and marks what comes back, with the amount observed in your file.
What you guessed, next to what was in your file
Two bars. The one you typed at the start, and the one read from your statement. Most people guess low, because the payments were never visible in one place.
January
- OEBB TICKETSHOP WIEN14,90
- SPOTIFY STOCKHOLM Monthly6,99
February
- DM DROGERIE MARKT 221018,37
- SPOTIFY STOCKHOLM Monthly6,99
March
- MCDONALDS 1150 WIEN9,60
- SPOTIFY STOCKHOLM Monthly6,99
Recurring per month, observed
0,00 EUR
- APPLE.COM/BILL IE22,49
- SPOTIFY STOCKHOLM6,99
- HOT TELEKOM AT9,08
Example rows. Amounts are what DolFin observed in one statement file, shown for review.
DolFin never asks for your bank login. There isn't even a field for it.
You have been trained to be suspicious, and you are right to be. Half these apps want your online banking credentials before they will show you a single number.
- You export the statement yourself, from your own bank
- You choose which file to upload, and nothing else moves
- You tick the consent box before anything is read
One page. Everything that repeats. Yours to keep.
A single list of the money already committed each month, with names and real amounts, sorted into what you are keeping and what you are not. No budget, nothing to categorise.
- Named from your own file, with the amount observed
- Sorted into what stays and what goes
- DolFin does not cancel anything and cannot touch your accounts
Budgeting apps ask you to do the work. This one does the looking.
A budget app hands you an empty structure and asks you to maintain it forever. You did that for nine days. Everyone does that for nine days. A spreadsheet is the same deal with more typing.
- Nothing to log every evening
- No categories to maintain and no streak to keep
- One file, once, and you get something back immediately
Export guides built in for the banks people actually use
Not listed? Upload the file anyway. The step-by-step guides cover these banks today and more are being added, but DolFin reads a PDF or CSV statement from any bank.
DolFin has no connection to any of these banks and is not affiliated with them. These are the banks it can walk you to the export button for.
You've been meaning to look for about two years
Do it in the next four minutes instead. Guess a number, upload a statement you export yourself, and finally see the list. Your guess, your top three to review and your most recent month are free.
Free to start. iPhone only, across the EU and the United States.
The things people ask before they download it
What do I actually get for free?
Your guess against what was observed, your top three recurring payments to review, your most recent month, and the first lessons. No card needed to see any of that.
Do I have to connect my bank account?
No. There is no bank connection in DolFin at all. You export a statement from your own bank and upload the file. That is the only way it works.
Where do I even get that file?
Inside the app. Pick your bank and DolFin walks you through where the export lives on that bank's site or app, step by step. It is usually a couple of taps once you know where to look.
What file types work?
PDF and CSV statements, the standard formats banks hand out. Six months is ideal, because a payment has to repeat before anyone can call it recurring.
What does it actually find?
Payments that come back on a schedule. Subscriptions, memberships, insurance, contracts, account fees, small charges you agreed to once. Each one shown with the amount observed in your file.
Will it cancel things for me?
No. DolFin has no access to your accounts and cannot act on your behalf. It shows you the list and it is your call. You do the cancelling yourself, wherever you signed up.
Is it going to tell me off?
No. There is no shame mechanic in here, no red warnings about your groceries, no daily nagging. You look at the list, you decide, you close the app.
I've failed at every money app I've tried. Why is this different?
Because there is nothing to keep up with. No daily logging, no categories to maintain, no streak. You get something useful on day one from a single file, and if you never open it again you still have your report.
Is this financial advice?
No. DolFin reports what it found in your statement. It is not an adviser and does not tell you what to do with your money.
Which countries is it in?
Every EU storefront and the United States, on the iPhone App Store. It is an iPhone app, so there is no Android version.